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Entire life insurance coverage policies are non-correlated assets. No matter of what happens in the market (supply, real estate, or otherwise), your insurance coverage policy retains its worth.
Market-based investments grow wealth much faster however are exposed to market fluctuations, making them naturally risky. What if there were a third container that supplied safety yet also moderate, guaranteed returns? Whole life insurance policy is that 3rd bucket. No matter how varied you think your profile might be, at the end of the day, a market-based financial investment is a market-based investment.
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